精算

精算（Actuarial Science），或称精算科学、精算学，是一门应用科学，于财务和保险行业应用数学和统计方法，主要用来评估长期风险。精算涵盖了数个相关领域，尤其是数学的概率论和统计。从事精算的专业人员称为精算师，而一般需通过各种资格认证考试，如：财险精算协会或精算师协会举办的一系列考试。精算师通过分析过去以及现在的数据预测未来的经济走向，帮助人们理智打理财政。

课程列表

就业状况

从事职业：会计、精算师、银行职员、经济学家、财政规划师、教授

就业方向：保险公司、私企、大学及学院、银行投资公司、公共会计事务所、工会

学生评价

Are You Ready To...?

• Visit the Be an Actuary website
• Join the national fraternity for risk management, insurance, and actuarial science students, Gamma Iota Sigma
• Study hard for actuarial exams
• Use computers to solve problems
• Take tough exams to break into the field and to advance in your career
• Make calculations and use statistics
• Make predictions
• Explain technical matters to others
• Help create new financial products
• Testify in court or before public agencies
• Solve complicated problems in math and statistics

It Helps To Be...

• Someone who loves the idea of using math and statistics to solve various social and business problems. You'll need to be a self-motivated, goal-oriented communicator. Finally, you should feel right at home in front of a computer.
• Someone who loves crunching numbers and enjoys using computers. You'll also need good communication skills, especially if you choose to work as a consultant. Finally, be ready to keep up with changes in areas such as health and business.

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